How Much Does an RM100 Salary Increase Change Take-Home Pay?

Statutory deductions mean only part of a raise reaches your bank account. The exact net depends on your wage band and tax bracket.

EPF takes about 11% employee

About RM11 of each RM100 may go to employee EPF (rate-dependent).

SOCSO/EIS step effects

Near band boundaries, contributions can jump slightly.

PCB marginal rate

Additional taxable income is taxed at your marginal schedule rate, spread via MTD.

Method

Calculate net at S and S+100, then subtract — use the main calculator or adjacent salary pages.