Common questions: Malaysia net salary, PCB, EPF, SOCSO & SKBBK

Question 1

How do I calculate net salary in Malaysia?

Accepted Answer

Enter your monthly gross pay, EPF rate, family and residency details, and (if relevant) days in Malaysia. The tool applies employee EPF, SOCSO, SKBBK (LINDUNG 24 Jam, 0.75% from June 2026), and EIS where applicable, then estimates monthly PCB/MTD from projected annual tax using the progressive 0%–30% resident brackets and reliefs (for example, RM9,000 personal relief) encoded for the 2026 tax year. The output is a planning estimate of take-home pay, not an employer-issued payslip.

Question 2

Does this include EPF, SOCSO, SKBBK, and EIS in one flow?

Accepted Answer

Yes. Deductions follow a payroll-style order: EPF, SOCSO, SKBBK (employee-only non-work accident cover), EIS for ages 18–60 where applicable, then a PCB-style monthly tax estimate. This mirrors many Malaysian payslips from June 2026 onward, though your company’s HRIS remains authoritative.

Question 3

What is SKBBK (LINDUNG 24 Jam) on my payslip?

Accepted Answer

SKBBK (Skim Kemalangan Bukan Bencana Kerja) is PERKESO’s 24-hour protection for accidents outside work, effective 1 June 2026. Employees pay 0.75% of wages in 2026–2027 (capped at the RM6,000 wage ceiling, so up to RM45/month). The calculator shows it as a separate line after SOCSO.

Question 4

Is this a Malaysia payroll and PCB (MTD) calculator for 2026?

Accepted Answer

It estimates net pay and monthly PCB/MTD-style withholding for employees using rules implemented for 2026 (Year of Assessment) planning, including the new SKBBK deduction. LHDN’s official PCBs on your slip can differ based on prior-year reliefs, bonuses, and your employer’s payroll engine.

Question 5

What are PCB and MTD in Malaysia?

Accepted Answer

PCB (Potongan Cukai Bulanan) is the same concept as MTD (Monthly Tax Deduction): income tax withheld each month and remitted by employers to the Inland Revenue Board of Malaysia (LHDN). The calculator projects annual tax, applies reliefs and tax brackets, then spreads the result into a monthly amount.

Question 6

Is this the same as an EPF-only or SOCSO-only calculator?

Accepted Answer

No. It is built for “take-home” salary: it combines EPF, SOCSO, SKBBK, EIS, and income tax together. For deep dives on each scheme, use the in-app “How it works” link and the EPF, SOCSO, SKBBK policy update, and PCB articles on the blog.

Question 7

How accurate is the result?

Accepted Answer

Use it for budgeting and offer comparison. Real PCB can differ when bonuses, new reliefs, or your employer’s CP22/22A adjustments apply; SKBBK uses 0.75% of actual wages (official band tables may differ slightly). Non-residents (generally under 182 days in Malaysia) may be taxed differently—here a 30% PCB-style line is used for quick visibility. For filing or disputes, use your official payslip and a qualified tax adviser.

Question 8

Where can I read more about how the math works?

Accepted Answer

Open “How it works” in the header, or the blog articles on how the calculator works, the 2026 SOCSO LINDUNG 24 Jam update, and the PCB/MTD guide for the same logic with examples.

Deduction	Employer (MYR)	Employee (MYR)	Total (MYR)
	0.00	0.00	0.00
	0.00	0.00	0.00
	0.00	0.00	0.00
	0.00	0.00	0.00
	0.00	0.00	0.00
Total	0.00	0.00	0.00

Net Salary, PCB & Payroll Calculator — Malaysia

Salary Information

Deduction Summary

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Common questions (Malaysia salary, PCB, EPF, SOCSO & SKBBK)

Free Malaysia tax guide (ebook)

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SOCSO 2026: LINDUNG 24 Jam

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